| Métrica | Valor |
|---|---|
| Margen Neto | 48.0% |
| ROE (Return on Equity) | 7.9% |
| ROA (Return on Assets) | 1.0% |
| Debt / Equity | 6.93x |
| Asset Turnover | 0.02x |
| Free Cash Flow | — |
| FCF Margin | — |
| Componente | Valor |
|---|---|
| Cash Flow Operativo | — |
| Cash Flow Inversión | — |
| Cash Flow Financiamiento | — |
| Free Cash Flow (CFO + CFI) | — |
| Año | Activos | Pasivos | Patrimonio | Ingresos | Utilidad Neta | CFO |
|---|---|---|---|---|---|---|
| 2025 | PEN 218.2M | PEN 190.7M | PEN 27.5M | PEN 4.5M | PEN 2.2M | — |
| 2024 | PEN 209.1M | PEN 183.9M | PEN 25.1M | PEN 4.4M | PEN 1.6M | — |
| 2023 | PEN 191.9M | PEN 167.7M | PEN 24.2M | PEN 4.3M | PEN 1.2M | — |
| 2022 | PEN 190.9M | PEN 168.7M | PEN 22.2M | PEN 3.8M | PEN 1.4M | — |
| 2021 | PEN 197.8M | PEN 177.4M | PEN 20.5M | PEN 2.6M | PEN 1.4M | PEN 3.5M |
| 2020 | PEN 195.1M | PEN 176.2M | PEN 18.9M | PEN 2.4M | PEN 47.2K | PEN 9.6M |
| 2013 | PEN 91.1M | PEN 83.0M | PEN 8.2M | — | PEN 1.6M | PEN 1.6M |
| 2012 | PEN 90.7M | PEN 83.3M | PEN 7.1M | — | PEN 1.5M | PEN 2.5M |
| 2011 | PEN 72.4M | PEN 66.1M | PEN 6.3M | — | PEN 1.4M | PEN 2.1M |
| 2010 | PEN 70.8M | PEN 65.3M | PEN 5.5M | — | PEN 1.2M | PEN 2.0M |
Fuente: SMV (Perú) · Estados disponibles: balance, income, income_alt · Años: 2010–2025 (10 años)
Tier1 (Balance + P&L + CF): ✅ · Tier2 (Cambios Patrimonio): ❌ · Tier3 (Notas): ❌ pendiente · Tier4 (Governance): ❌ pendiente